Ruling on car breakdown cover

Question:

Is it permissible to have car breakdown cover?

Answer:

بسم الله الرحمن الرحيم

In car breakdown cover, one pays for the service he is offered by the company, where the company assists him at any time if needed i.e. recovery, towing, roadside assistance. Thus, it would be permissible to have car breakdown cover for such services. However, paying for parts and garage cover would not be permissible as it is considered as gambling.

Allah knows best
Syed Hussain ibn Imamuddin
22 Dhul Hijjah / 1 August 2021

Approved by
Mufti Muhammad Tahir Wadee (حفظه الله)
Darul Uloom Bury, UK